Nova Platinum

You Can Get Immediate Approval!

  • Get a $1000 Credit Account
  • No Credit Check
  • No Application Denied for Poor Credit
Nova Platinum
Money

Enjoy a $1000 Credit Line!

0% Financing on brand name products exclusively at our online store

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No Credit Checks & No Credit Turndowns!

We won't check your credit and you will not be denied for bad credit

Bank

Low Monthly Payments!

Enjoy amazing benefits like 24/7 Roadside Assistance. Legal Assistance. Low payments of only $19.95/mo

Cart

Buy Now...Pay Later!

Purchase your products now and enjoy our low monthly payments

Bank

Rewards Every Month!

With the Nova Platinum Card you’ll also get $25 in Reward Dollars every month that you can use to save in your choice of over 500,000 ways!

 

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money

Enjoy a $1000 Credit Line!

To purchase popular brand name products exclusively at our online store.

Thumbs Up

No Credit Checks & No Credit Turndowns!

We won't check your credit and you will not be denied for bad credit.

Cart

Buy Now...Pay Later!

Purchase your products now and enjoy our low monthly payments.

Bank

Low Monthly Payments!

Only $19.95 per month with a one-time enrollment fee.

Nova Platinum

Account Benefits

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Shop Online

With your $1000 credit line you will be able to shop online from where ever you are. From Home, from your Office. Remember you credit line is good to exclusively shop at MyUniqueoutlet. Click here for product repayment details.

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Personal Benefits

You will be able to enjoy benefits such as Legal Assistance, Roadside Assistance, and Unique RX discounts and the popular Unique Rewards benefits. All of this for only $19.95 /month. Click here for terms and conditions.

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Poor Credit No Problem

If you have less than perfect credit, no problem. There are no credit checks so all application will be accepted even if you have been denied credit in the past.

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Unique Rewards

Every month you remain a member you will receive $25 in Reward Dollars. There’s thousands of ways you can use your Reward Dollars. See program details

Benefit Details

Prescription Discounts

Discounts at over 62,000 pharmacies

Save up to 80% off your prescriptions and earn Reward Points while you save! Points can be redeemed for gift cards at popular stores and brands.

Legal Assistance

Free And discounted legal care

Nationwide discount legal referral service
Guaranteed low hourly rate beyond the free And discounted services

Roadside Assistance

365 days a year 24 hours a day

Emergency Roadside Services
Towing
Lock-Out Assistance
Fluid Delivery
Tire Change
Jump Starts
Winching

Rewards Every Month

$25 in rewards dollars every month

Play. Enter the Daily Gift Card Giveaway. Earn surprise bonuses. Enjoy daily deals. Win a $500 epic VISA gift card!
Shop. Use your rewards to shop locally or online. There are over 500,000 ways to use them.
Dine. Use your rewards at your choice of popular national and local restaurants
Go! Use your rewards worldwide on hotels, resorts, and car rentals on your next trip or vacation

Establishing Credit Tips

Why a Good Credit Score Matters

A respectable credit score is essential if you plan to purchase a home or vehicle or qualify for a personal loan. Additionally, your credit can even affect your ability to get a job, as many top employers now check prospective employees' credit. Over time, good credit will save you hundreds or even thousands of dollars in interest charges. Someone with excellent credit always gets better financing rates because creditors consider their risk of default minimal. On the other hand, those with poor credit scores are seen as a higher risk, leading to higher interest rates throughout the loan duration.

Paying Your Bills on Time is Fundamental to Good Credit

Payment history is the most significant factor credit bureaus look at and hugely impacts your creditworthiness and score. Paying your monthly bills on time, every time, is the most critical action you can take to improve or maintain your credit. A history of even one late payment can drag your score down for over seven years. If you have a late payment that's been outstanding for more than 30 days, call the creditor immediately. They may be willing to forgo reporting the issue to the credit bureaus if you can work out a solution with them.

Maintain as Many Credit Accounts as Possible

You may think you can achieve excellent credit by having a credit card or two and keeping them paid off. Unfortunately, timely payments are only one piece of the puzzle. Credit bureaus prefer to see a diverse mix of credit accounts on your report with a high combined credit limit. This means the more credit accounts you keep open, the better your score. Bureaus also like seeing that you have experience with multiple forms of credit, so having open loans in addition to credit cards on your report is a plus.

Tips to Establish Credit

Building your credit is a process that takes time, but where to begin? Traditional unsecured credit cards are hard to get without a credit history, so applying for a secured credit card is a significant first step toward building a positive credit score. Secured credit cards require an initial deposit that the issuer holds. Another way to establish credit is to take out a small loan with a co-signer who has good credit.

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